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4 Scary Money Predictions for 2019

Beware of Dangers Ahead in the New Year

As 2018 draws to a close and we vote for our next leaders in the political sphere, people start to speculate about what our future will be for 2019.  I don’t know about you but I’m not feeling too confident about the state of our economy.  While these predictions are scary, the WORST thing you can do when it comes to your money, is to NOT be aware of what issues are on the horizon. Ignoring and avoiding never works for improving your financial life.  So let’s pull off the band-aid, shall we?

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3 Ways to Increase your Credit Score Right Now

By Valencia Morton

 

A lot of people believe that CASH is KING in these streets. That is a lie. CREDIT is King because with credit, you can get anything your heart desires. Yes, it would be great to be able to pay for everything with cash. But is that a reality for most of us? Nope! Credit will get you that car you need to get to work. It will get you that loan you need for your dream house. It will get you that credit card you need for big future purchases. Unfortunately, most single moms are often at a disadvantage when it comes to finances, so let’s change that up and get to these tips that will get you and your credit score straight.

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How to Travel for Cheap this Summer and All Year

For Moms who want to save money and stay on budget

Summertime has come and with that, summer vacation. Summertime is like the strip club, clothes come off and money goes up carelessly in the AIR!! Judgement is questionable, and rational thoughts might go out the window because all anyone cares about is having fun.

Summertime happens, and Moms throw budgets out the window, which is terrifying, because we work so hard the first 6 months of the year to develop workable budgets that we can stick to. When I asked Moms what they spent the most on during this time, most said VACATION! Not summer camp or local activities but actual vacations.

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3 Ways Investing in Yourself Can Pay Off

How my ticket to the Mom 2.0 Summit paid for itself

I am a HUGE believer in personal development, for growing your brand and your brain. In the spirit of this, I decided to attend a Mom Blogger conference this May in Pasadena, California called the Mom 2.0 Summit. Just to be clear, the Mom 2.0 Summit is THE conference for mom bloggers (I had no idea beforehand that this conference was so huge)!!

Now, when I purchased my tickets I was still in debt. But after spending some time combing through articles from the conference last year, it felt like the right move to spend some money and get my behind to Cali. So, while the ticket price was high, it HONESTLY didn’t phrase me (already in debt though I was!). Sometimes ideas just hit you and feel right, you know? I saved and saved and purchased my ticket. And let me tell you, that sizable amount of money I spent, was hands down the BEST purchase I have made all year! The Mom 2.0 summit paid for itself AND some extra.

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5 ways I had to check my co-parenting ego

What I learned from a car ride with my ex-husband

As I prepared to leave for the Mom 2.0 Summit this past week, I asked my ex-husband to drop me off to the airport. Now if you know me, you would be like girl “nuh uh”, because I cannot stand the man but, frankly, I did not want to drag my mom and mini out, so he was up at bat! He dropped me off at my terminal, give me $60 for the trip, hugged me and told me he loved me, patted me on the butt and walked away! (Just joking about the butt part LOL). But we had made it a full 45 minutes without me wanting to pull my hair out. So, I find myself reflecting on several points.

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5 Tips for turning your Side Hustle into a Business

Things to consider before you start the transition

We live in a world where the 9 to 5 job is KING and everyone is running in the rat race. While that is good for some, others find their passion in their side hustles.  Side hustles are great for wealth building, fund building and passive income. If you like your side hustle you might consider turning it into a full time business. Here are my 5 top tips that I compiled from talking to several online Mom Entrepreneurs, on how to make the transition from side hustler to business woman.

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2 Reasons to Cash in Your Retirement Fund Now

Why have a retirement fund when you are drowning in debt?

So your parents encouraged you to work for a company that had a “good” 401k plan. One that would match whatever you put into it, for up to a particular percent. I mean it sounds like free money and that is always a good thing, right? They show you how much they have in their 401k accounts or IRA and you are wowed by the amount they have amassed. But how long did it take them to get all that? Or on the flip side, is the amount so small that they would need help from you as they get older. Well, I challenge you to say HOLD UP to retirement funds and here’s why…

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5 Tips for Teaching Children About Money

Does your child know the value of money?

Yes, of course, your child will not be balancing the books of Fortune 500 at age 10. But children should be aware of the value, meaning and abuse of money from a young age.  Money conversations with children will help prepare them for a healthy relationship with money as they get older. So, let’s help you break into money talks with them, so they can be future Millionaires or Millionairesses.

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5 Ways to Reboot Your Finances in Less Than 10 Minutes

Change the Game in About the Same Time It Takes To Grab a Coffee

Lies, you say?? You can’t reboot your finances that quickly? I beg to differ!  A lot of people believe that it takes some long-convoluted method (or a coordinated dance solo) to begin getting their debt under control. But I found 5 surefire ways to reboot your finances ASAP!

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